:root {
  --navy: #011f5b;
  --navy-deep: #01153f;
  --charcoal: #1a1b1f;
  --ink: #22263f;
  --muted: #6f6f76;
  --gold: #c9a962;
  --gold-muted: #a68b45;
  --cream: #f2f1ed;
  --white: #ffffff;
  --line: rgba(201, 169, 98, 0.28);
  --font: "Kumbh Sans", sans-serif;
  --serif: "Playfair Display", serif;
  --header-h: 4.75rem;
}

*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 5.25rem;
  overflow-x: hidden;
}

body {
  font-family: var(--font);
  color: var(--ink);
  background: var(--cream);
  line-height: 1.65;
  font-size: 1.05rem;
  overflow-x: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -4rem;
  background: var(--white);
  padding: 0.6rem 1rem;
  z-index: 100;
}

.skip-link:focus {
  top: 1rem;
}

.eyebrow {
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1rem;
}

.eyebrow.dark {
  color: var(--gold-muted);
}

.eyebrow.gold {
  color: var(--gold);
}

h1,
h2,
h3 {
  font-family: var(--serif);
  font-weight: 500;
  line-height: 1.15;
  letter-spacing: -0.02em;
}

h1 {
  font-size: clamp(2.35rem, 4.6vw, 4.15rem);
  color: var(--white);
}

h2 {
  font-size: clamp(2rem, 4.4vw, 3.4rem);
  margin-bottom: 1.25rem;
}

h3 {
  font-size: 1.35rem;
  margin-bottom: 0.7rem;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.85rem 1.7rem;
  border-radius: 0;
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  border: 1px solid transparent;
  cursor: pointer;
  transition: 0.25s ease;
}

.btn-gold {
  background: var(--gold);
  color: var(--charcoal);
}

.btn-gold:hover {
  background: var(--gold-muted);
}

.btn-ghost {
  border-color: rgba(255, 255, 255, 0.45);
  color: var(--white);
}

.btn-ghost:hover {
  background: rgba(255, 255, 255, 0.1);
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 50;
  background: var(--white);
  border-bottom: 1px solid rgba(1, 31, 91, 0.08);
  box-shadow: 0 1px 0 rgba(201, 169, 98, 0.35);
  transition: box-shadow 0.3s ease;
  max-width: 100%;
}

.site-header.scrolled,
.site-header.open {
  box-shadow: 0 10px 28px rgba(1, 21, 63, 0.08);
}

.nav-wrap {
  position: relative;
  width: 100%;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0.85rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  color: var(--navy);
}

.brand-mark {
  font-family: var(--serif);
  font-size: 1.7rem;
  color: var(--gold);
  line-height: 1;
}

.brand-name {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.brand-name strong {
  font-size: 0.82rem;
  letter-spacing: 0.18em;
}

.brand-name em {
  font-style: normal;
  font-size: 0.62rem;
  letter-spacing: 0.24em;
  color: rgba(1, 31, 91, 0.5);
}

.nav {
  display: flex;
  align-items: center;
  gap: 2rem;
}

.nav a {
  position: relative;
  color: var(--navy);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.nav a:not(.nav-cta)::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: -0.45rem;
  height: 1px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.22s ease;
}

.nav a:not(.nav-cta):hover {
  color: var(--navy);
}

.nav a:not(.nav-cta):hover::after {
  transform: scaleX(1);
}

.nav-cta {
  padding: 0.62rem 1.2rem;
  border: 1px solid var(--navy);
  border-radius: 0;
  background: var(--navy);
  color: var(--white) !important;
  letter-spacing: 0.14em;
}

.nav-cta:hover {
  background: var(--gold);
  border-color: var(--gold);
  color: var(--charcoal) !important;
}

.menu-toggle {
  display: none;
  width: 2.75rem;
  height: 2.75rem;
  background: var(--navy);
  border: 0;
  cursor: pointer;
  flex-shrink: 0;
  z-index: 60;
}

.menu-toggle span {
  display: block;
  width: 1.1rem;
  height: 1.5px;
  margin: 4px auto;
  background: var(--white);
}

.hero {
  min-height: 100vh;
  padding-top: var(--header-h);
  display: grid;
  grid-template-columns: minmax(22rem, 0.92fr) minmax(0, 1.08fr);
  grid-template-rows: 1fr auto;
  color: var(--white);
  background: var(--navy-deep);
}

.hero-copy {
  grid-column: 1;
  grid-row: 1;
  display: flex;
  align-items: center;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.03), transparent 40%),
    var(--navy-deep);
  border-right: 1px solid rgba(201, 169, 98, 0.18);
}

.hero-copy-inner {
  width: 100%;
  max-width: 38rem;
  margin-left: auto;
  padding: 4.5rem 3.5rem 4.5rem 1.5rem;
}

.hero-copy .eyebrow {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.hero-copy .eyebrow::before {
  content: "";
  width: 2rem;
  height: 1px;
  background: var(--gold);
}

.hero-kicker {
  margin-top: 1.1rem;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(201, 169, 98, 0.95);
  line-height: 1.65;
  max-width: 100%;
  overflow-wrap: break-word;
}

.hero,
.hero-copy,
.hero-copy-inner,
.hero-media {
  min-width: 0;
}

.hero-lede {
  max-width: 32rem;
  margin: 1.35rem 0 2.1rem;
  font-size: 1.08rem;
  color: rgba(255, 255, 255, 0.78);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
}

.hero-media {
  grid-column: 2;
  grid-row: 1;
  position: relative;
  min-height: 0;
  background: #8fb4d4;
  overflow: hidden;
}

.hero-image {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  max-width: none;
  object-fit: cover;
  object-position: 50% 42%;
}

.facts {
  grid-column: 1 / -1;
  grid-row: 2;
  background: var(--white);
  color: var(--navy);
  border-top: 1px solid rgba(201, 169, 98, 0.35);
}

.facts-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0;
}

.facts article {
  padding: 1.55rem 1.2rem;
  border-right: 1px solid rgba(1, 31, 91, 0.1);
}

.facts article:last-child {
  border-right: 0;
}

.facts span {
  display: block;
  font-size: 0.68rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-muted);
  margin-bottom: 0.45rem;
}

.facts strong {
  font-family: var(--serif);
  font-size: 1.2rem;
  font-weight: 500;
  color: var(--navy);
}

.section-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 6.5rem 1.5rem;
}

.split {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 4.5rem;
  align-items: center;
}

.overview,
.loan,
.highlights,
.inquire {
  scroll-margin-top: 5.25rem;
}

.overview {
  background: var(--cream);
}

.overview .copy p {
  color: var(--muted);
  margin-bottom: 1.1rem;
}

.overview .copy p strong {
  color: var(--navy);
}

.meta-list {
  margin-top: 2rem;
  display: grid;
  gap: 1.1rem;
}

.meta-list div {
  padding-top: 1rem;
  border-top: 1px solid rgba(1, 31, 91, 0.12);
}

.meta-list dt {
  font-size: 0.68rem;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--gold-muted);
  margin-bottom: 0.3rem;
}

.meta-list dd {
  font-weight: 600;
  color: var(--navy);
}

.portrait img {
  width: 100%;
  height: 42rem;
  object-fit: cover;
  object-position: center top;
  border-radius: 0.2rem;
  box-shadow: 0 24px 60px rgba(26, 27, 31, 0.18);
}

.portrait figcaption {
  margin-top: 0.85rem;
  font-size: 0.78rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--muted);
}

.loan {
  background: var(--charcoal);
  color: var(--white);
}

.loan h2,
.highlights h2,
.inquire h2 {
  max-width: 18ch;
}

.loan .lead {
  max-width: 42rem;
  color: rgba(255, 255, 255, 0.72);
  margin-bottom: 3rem;
}

.loan-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.25rem;
}

.loan-grid article {
  padding: 1.8rem 1.6rem;
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.03);
}

.loan-grid h3 {
  color: var(--gold);
}

.loan-grid p {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.98rem;
}

.highlights {
  background: var(--white);
}

.highlight-table {
  margin-top: 2.5rem;
  border-top: 1px solid rgba(1, 31, 91, 0.12);
}

.highlight-table div {
  display: grid;
  grid-template-columns: 11rem 1fr;
  gap: 1.5rem;
  padding: 1.25rem 0;
  border-bottom: 1px solid rgba(1, 31, 91, 0.12);
  align-items: baseline;
}

.highlight-table span {
  font-size: 0.72rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-muted);
  font-weight: 700;
}

.highlight-table strong {
  font-family: var(--serif);
  font-size: 1.35rem;
  font-weight: 500;
  color: var(--navy);
}

.inquire {
  background: var(--navy-deep);
  color: var(--white);
}

.inquire-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}

.inquire p {
  color: rgba(255, 255, 255, 0.72);
  max-width: 30rem;
}

.inquire-form {
  display: grid;
  gap: 1rem;
}

.inquire-form label {
  display: grid;
  gap: 0.4rem;
  font-size: 0.72rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
}

.inquire-form input,
.inquire-form textarea {
  width: 100%;
  padding: 0.9rem 1rem;
  border: 1px solid rgba(201, 169, 98, 0.35);
  background: rgba(255, 255, 255, 0.04);
  color: var(--white);
  font: inherit;
  font-size: 1rem;
  letter-spacing: 0;
  text-transform: none;
}

.inquire-form input:focus,
.inquire-form textarea:focus {
  outline: 1px solid var(--gold);
}

.inquire-form .btn {
  justify-self: start;
  margin-top: 0.4rem;
}

.site-footer {
  background: #0c0d10;
  color: rgba(255, 255, 255, 0.62);
  font-size: 0.86rem;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 2.8rem 1.5rem 2.4rem;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  color: var(--white);
  margin-bottom: 1rem;
  font-weight: 600;
  letter-spacing: 0.08em;
}

.site-footer p {
  max-width: 46rem;
  line-height: 1.7;
}

.copyright {
  margin-top: 1.2rem;
  color: rgba(255, 255, 255, 0.4);
}

@media (max-width: 1080px) {
  .hero {
    grid-template-columns: 1fr 1fr;
  }

  .hero-copy-inner {
    padding: 3.5rem 2.25rem;
    margin-left: 0;
  }
}

@media (max-width: 980px) {
  .hero {
    grid-template-columns: 1fr;
    grid-template-rows: minmax(18rem, 42vh) auto auto;
  }

  .hero-copy {
    grid-column: 1;
    grid-row: 2;
    border-right: 0;
    border-top: 1px solid rgba(201, 169, 98, 0.18);
  }

  .hero-media {
    grid-column: 1;
    grid-row: 1;
    min-height: 18rem;
  }

  .facts {
    grid-column: 1;
    grid-row: 3;
  }

  .facts-grid,
  .split,
  .loan-grid,
  .inquire-inner {
    grid-template-columns: 1fr;
  }

  .facts article {
    border-right: 0;
    border-bottom: 1px solid rgba(1, 31, 91, 0.1);
  }

  .portrait img {
    height: 28rem;
  }

  .highlight-table div {
    grid-template-columns: 1fr;
    gap: 0.35rem;
  }

  .menu-toggle {
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 5px;
  }

  .menu-toggle span {
    margin: 0;
    width: 1.15rem;
    background: var(--white);
  }

  .nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--white);
    padding: 0.35rem 1.5rem 1.4rem;
    border-bottom: 1px solid rgba(1, 31, 91, 0.08);
    box-shadow: 0 18px 30px rgba(1, 21, 63, 0.08);
  }

  .site-header.open .nav {
    display: flex;
  }

  .nav a {
    padding: 0.95rem 0;
    border-bottom: 1px solid rgba(1, 31, 91, 0.08);
  }

  .nav a:not(.nav-cta)::after {
    display: none;
  }

  .nav-cta {
    margin-top: 0.85rem;
    text-align: center;
  }
}

@media (max-width: 760px) {
  :root {
    --header-h: 4.75rem;
  }

  .hero-kicker {
    letter-spacing: 0.1em;
  }

  .hero-copy-inner {
    padding: 2.6rem 1.25rem 2.4rem;
  }

  .hero-lede {
    max-width: none;
    font-size: 1rem;
  }

  .hero-actions {
    flex-direction: column;
    align-items: stretch;
  }

  .hero-actions .btn {
    width: 100%;
  }

  .hero-media {
    min-height: 16.5rem;
  }

  .hero-image {
    object-position: 50% 32%;
  }

  .facts-grid {
    grid-template-columns: 1fr 1fr;
  }

  .facts article {
    padding: 1.15rem 1rem;
    min-width: 0;
  }

  .facts article:nth-child(odd) {
    border-right: 1px solid rgba(1, 31, 91, 0.1);
  }

  .facts article:last-child {
    grid-column: 1 / -1;
    border-right: 0;
  }

  .facts strong {
    font-size: 1.05rem;
    line-height: 1.25;
  }

  .section-inner {
    padding: 4.5rem 1.25rem;
  }
}